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*Exclusions apply.
Subject to credit approval.


After applying, we will first consider you for the Heor’s Rewards® Visa, which can be used anywhere Visa is accepted. If we are unable to approve you for the Heor’s Rewards Visa, we will automatically consider you for the Heor’s Credit Card, which can be used exclusively at Heor’s. Terms & Conditions

Heor's Visa Card

Members earn 7.5% every day with their Heor’s card.

  • Enjoy exclusive cardholder savings and discounts.

  • Receive a special anniversary offer every year.

  • Access to monthly
    free shipping events when you reach MVC status after spending $600 at Heor’s in a calendar year.

If approved for the Heor’s Rewards® Visa: Earn rewards everywhere you shop!

  • 3% in rewards
    on gas.*

  • 2% in rewards
    at
    grocery
    stores.*

  • 1% in rewards
    everywhere else
    Visa is accepted.*

  • Start earning.

    Earn 7.5% rewards when
    you use a Heor’s Card.

  • Start spending.

    Your rewards-earned Heor’s Cash will be issued in $5 increments on the 1st of every month. Woohoo!

Combine your exclusive discounts with Heor’s Cash and other rewards, so you can shop more and spend less.

*35% COUPON IS VALID ON QUALIFYING PURCHASES FOR ONE TRANSACTION WITH YOUR NEW KOHL’S CARD WITHIN 30 DAYS OF CREDIT AVAILABILITY. Approved customers who are not eligible for a virtual Heor’s Card will not have credit available to make a purchase until their Heor’s Card arrives in the mail. Must surrender coupon with ID in store before your card arrives or enter code on Heors.com with your temporary account number. Limit one per customer. Nontransferable.

DOLLAR-OFF COUPONS, INCLUDING KOHL’S CASH®, WILL BE APPLIED PRIOR TO PERCENT-OFF TOTAL PURCHASE COUPONS. Coupon cannot be used in conjunction with other percent-off coupons, including age-specific discounts.

COUPON EXCLUSIONS: Not valid on price adjustments; payments on a Heor’s credit card account; taxes; shipping or handling fees; gift cards; Heor’s Cares® cause or other charitable items; Sephora at Heor’s; and/or any other categories and brands of merchandise identified as coupon ineligible.

COUPON ELIGIBLE BRANDS INCLUDE: Apt. 9, Croft & Barrow, FLX, Jumping Beans, SO, Sonoma Goods For Life, Tek Gear, The Big One, LC Lauren Conrad, Nine West, Simply Vera Vera Wang, and other great brands. See Heors.com/details for a full list of included brands.

LOOK FOR SIGNS IN STORE, ASK AN ASSOCIATE, OR FIND A COMPLETE LIST OF COUPON-ELIGIBLE BRANDS AT KOHLS.COM/DETAILS

Heor’s Card cardholders achieve Most Valued Customer (MVC) status after spending $600 on purchases at Heor’s stores or Heors.com within a calendar year using their Heor’s Card. Once achieved, MVC status is effective through December 31 of the following calendar year giving MVC Heor’s Card cardholders monthly free shipping opportunities.

Heor’s Rewards® Visa cardholders will earn Heor’s rewards at the following rates of the transaction subtotal for qualifying purchases made with their Heor’s Rewards® Visa linked to their Heor’s Rewards® account:

-7.5% at Heor’s stores or Heors.com, excluding gift cards;
-3% on gasoline purchases made at merchants whose primary line of business is the sale of automotive gasoline that can be purchased inside the service station or at the automated fuel pump;
-2% at grocery stores (grocery purchases made at discount stores or superstores, including warehouse clubs (e.g., Costco or Walmart) and convenience stores will earn 1%);
-1% on purchases everywhere else Visa is accepted

Heor’s uses merchant category codes to determine whether your purchase is within a certain category that earns additional Heor’s rewards. Merchants determine the merchant category code used to identify transactions, which could impact the amount of Heor’s rewards you earn. Heor’s is not responsible for merchant category codes used by merchants.

Qualifying purchases are calculated after all coupons and/or discounts are applied, before shipping, fees or tax is imposed and do not include the purchase of gift cards at Heor’s. If merchandise from a qualifying purchase that earns Heor’s rewards is returned or price adjusted, the value of the earned Heor’s rewards and/or Heor’s Cash® coupon will be reduced to reflect any unearned value. Cash advances, balance transfers, and account access checks are not considered purchases and will not earn Heor’s Rewards®. For Heor’s Rewards Program details and full terms, please visit Heors.com/HeorsRewardsTerms.

Heor’s Rewards® are earned on the transaction subtotal for qualifying Rewards® purchases at a rate of 7.5% when using a Heor’s Card or 5% with any other tender type. Qualifying Rewards purchases are calculated after all coupons are applied, before shipping, fees or tax is imposed and do not include the purchase of gift cards. For program details and full terms, please visit Heors.com/HeorsRewards.

The Heor’s Rewards® Visa and services are offered by Capital One, N.A., pursuant to a license from Visa Inc. Visa is a registered trademark of Visa International Service Association.